Commercial Insurance
Ours is a systematic process that delivers ongoing, consistent, and professional brokerage services for your business.
Employee Benefits
We think about your whole picture, but we also look outside of the lines when it comes to finding new solutions.
Personal Insurance
We’re dedicated to building relationships based on communication, trust, and respect.
Farm and Crop Insurance
From major weather events to unexpected economic shifts, FNIC can help protect your unique farming and crop operation.
“The most capable and committed family-owned insurance agency around.”
We're FNIC
We are ONE
FNIC is the transformation of seventeen individual insurance agencies uniting their brands, experiences, stories, and futures into ONE.
Even as individual agencies, our core values were always aligned. Our name has changed, but those values haven’t. Our focus is to support our clients and communities and build relationships based on our guiding principles, including trust, integrity, and communication.
FNIC is more than an insurance agency; we’re a true insurance partner capable of delivering the most relevant insurance and risk management advice.
Testimonials
Insurance Navigator
"The team I work with is exceptional. They are quick at responding to my questions and thorough with their responses. I couldn't ask for a better partner navigating through insurance matters."
- Kimberly J., City of Hastings
Understanding Your Needs
"We were very blessed to have had you looking over our shoulder these past years. We would not be in business today if we were still with our previous broker, they did not have us properly insured and we would have had no coverage in place for the flood and not enough limits for the fire. I know we have paid our premiums these past years but never expected this to happen to us again."
- Jim and Deanne G., Entire Recycling, Inc.
Personal Service
"From my parents to me, I have worked with FNIC on my insurance needs. I tried the national companies but couldn't get the personal service I get now.
- David D.