Trust. Integrity. Knowledge.
At FNIC, trust, integrity, and knowledge are not just words—they are the guiding principles that drive us forward. When you choose us as your insurance partner, you're choosing a team that is dedicated to earning and maintaining your trust, upholding the highest standards of integrity, and leveraging our experience to provide you with the solutions you need.
Our team knows the process, we know the questions to ask, and how to find the solutions you are looking for. Our product is more than just a policy—it's a commitment to delivering exceptional service and value to our clients and partners.
Leadership Council
Our leadership team brings a wealth of experience, passion, and vision to their roles. They lead by example, inspiring and empowering the FNIC team to achieve our goals. They shape our culture with integrity, innovation, and a relentless pursuit of excellence.
Our Guiding Principles
Our Foundation
Our guiding principles shape our culture, inform our decisions, and guide our actions.
Trust
Trust should be at the core of all of our relationships.
Integrity
Unquestionable integrity is absolute for everyone.
Entrepreneurial
We hold the entrepreneurial spirit of the agency in high esteem.
Knowledge
Knowledge of our industry is something we should continuously pursue.
Courage
Trust should be at the core of all our relationships.
Professionalism
Unquestionable integrity is absolute for everyone.
Communication
We hold the entrepreneurial spirit of the agency in high esteem.
Our Community
We recognize that our business is intricately woven into the fabric of the communities we serve. By working together, we can build stronger, more resilient communities that support our local families and businesses.
We empower our employees to make a difference in the causes they are passionate about because we know that when our employees are engaged in their communities, everyone benefits. Whether it's volunteering, fundraising, or serving on local boards and committees, the positive effect extends beyond FNIC and stengthens our community ties.
Family-Grown and Locally Owned for 100 Years
We like to think we look good for our age. Despite our 100+ years in business, we have maintained a culture of innovation and doing right by our clients, traits that were instilled by the founder of The Harry A. Koch Co.; Harry A. Koch Sr. back in 1916. Along the way, we’ve developed long-lasting relationships with our carrier partners that allow us to present tailored products to our clients. In 2004, Harry A. Koch Jr. carried on what his father began when he sold his company to longtime friend and business associate Bruce Lauritzen. Harry saw this as an opportunity to meet the needs of his employees, whose values so closely aligned with the Lauritzen Corporation’s.
We became FNIC in 2021 following the transformation of seventeen individual insurance agencies who united their brands, experiences, stories, and futures into ONE. Even as individual agencies, our core values were always aligned, reflecting our commitment to supporting our clients and communities, and fostering meaningful connections based on trust, integrity, and communication.
As we continues to grow, with office locations in Colorado, Illinois, Iowa, Nebraska, and South Dakota, we remain dedicated to developing and nurturing meaningful client and carrier partnerships.
We’re proud of our local roots and look forward our next century of supporting area families and businesses.